National Preparedness Month: Financial Preparedness
Having access to financial, insurance, medical, and other records is crucial for recovering quickly and efficiently from a disaster or other emergency. Take these steps to safeguard your records and get some peace of mind, even in an emergency:
- Collect and secure critical personal and household information and records now, before an emergency.
- Consider saving money in an emergency savings account that could be used during a crisis.
- Keep a small amount of cash (in small bills) at home in a safe place to buy supplies, fuel, or food in case ATMs and credit cards are not working.
- Obtain property (homeowners or renters), health, and life insurance if you do not have them. Make sure you have sufficient coverage for you and your family for all possible hazards. Homeowners insurance does not typically cover flooding, so you may need to purchase flood insurance from the National Flood Insurance Program.
- Visit ready.gov/financial-preparedness for more financial preparedness resources and information.
